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Buy · Tool 02
Maximum purchase price
Separates the income ceiling from the cash-and-CPF ceiling and names the binding gate.
Decision questionWhat is the defensible ceiling—and what constrains it?
Rules reviewed10 Aug 2026MAS / MoneySense basis
02 · Primary answerPasses entered checks
Defensible price ceiling
S$963,333Cash + CPF is the binding gate. The other ceiling is shown so the next action is obvious.Income ceilingS$2,475,451
Funds ceilingS$963,333
Max stressed loanS$1,361,498
Decision shaperelative scale
NAVARO read
Borrowing power exists, but the upfront equity and duties exhaust the available war chest first.
03 · Calculation trail
See the number being built.
The line items use the same engine as the primary answer. Negative rows are deductions, not hidden adjustments.
01Monthly debt capacityS$6,500
02Stressed loan capacityS$1,361,498
03Price from borrowing powerS$2,475,451
04Price from available fundsS$963,333
05Binding price ceilingS$963,333