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Plan · Tool 37
CPF accrued-interest roadmap
Shows the required refund, what available proceeds can restore, and any market-sale shortfall.
Decision questionHow much sale equity will return to CPF rather than cash?
Rules reviewed10 Aug 2026CPF basis
02 · Primary answerScenario result
CPF restored from proceeds
S$268,049CPF principal used compounded at the 2.5% Ordinary Account planning rate over the entered period.Required CPF refundS$268,049
Refund shortfallS$0
Cash after restorationS$431,951
Decision shaperelative scale
NAVARO read
Accrued interest adds 22% to the principal refund in this scenario.
03 · Calculation trail
See the number being built.
The line items use the same engine as the primary answer. Negative rows are deductions, not hidden adjustments.
01CPF principal usedS$220,000
02Accrued interestS$48,049
03Required CPF refundS$268,049
04Entered proceeds after loanS$700,000
05CPF restored from proceedsS$268,049
06Cash after restorationS$431,951