Plan · Tool 36

Renovation budget guardrail

Base works, professional fees, contingency and temporary housing in one budget.

Decision questionIs the works budget complete enough to commit?

Rules reviewed10 Aug 2026NAVARO method basis

02 · Primary answerPasses entered checks

Complete works budget

S$204,800Quoted works plus professional fees, contingency, temporary housing, furniture and appliances.

ContingencyS$19,800

Temporary housingS$18,000

Fees + furnishingS$47,000

Decision shaperelative scale

Base works

S$120,000

Fees

S$12,000

Contingency

S$19,800

Housing

S$18,000

Furnishing

S$35,000

NAVARO read

The budget keeps contingency visible instead of hiding it inside the contractor quote.

03 · Calculation trail

See the number being built.

The line items use the same engine as the primary answer. Negative rows are deductions, not hidden adjustments.

01Base worksS$120,000

02Professional / design feesS$12,000

03ContingencyS$19,800

04Temporary housingS$18,000

05Furniture and appliancesS$35,000

06Complete works budgetS$204,800

Continue the decision