Sell · Tool 13

Sell a landed home

High-quantum proceeds waterfall with adjustable marketing fee.

Decision questionHow much equity becomes cash at completion?

Rules reviewed10 Aug 2026IRAS basis

02 · Primary answerPasses entered checks

Estimated cash after sale

S$882,627Landed proceeds after loan, sale costs, SSD and the CPF principal-plus-accrued-interest refund.

CPF requiredS$255,133

CPF restored from proceedsS$255,133

Cash before CPFS$1,137,760

Decision shaperelative scale

Cash

S$882,627

CPF refund

S$255,133

Loan + sale costs

S$662,240

NAVARO read

Net cash—not the selling price—is the usable budget for the next property.

03 · Calculation trail

See the number being built.

The line items use the same engine as the primary answer. Negative rows are deductions, not hidden adjustments.

01Sale priceS$1,800,000

02Less outstanding loan−S$620,000

03Less salesperson fee + GST−S$39,240

04Less legal allowance−S$3,000

05Less SSD · 0%S$0

06Less CPF restored from available proceeds−S$255,133

07Estimated cash after saleS$882,627

Continue the decision