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Finance · Tool 25
Sell one, buy two
Compares two first-property purchases with keeping one and buying at a penalised rate.
Decision questionDoes restructuring improve deployable capital after duties?
Rules reviewed10 Aug 2026IRAS basis
02 · Primary answerPasses entered checks
Duty difference
S$207,400Compares displayed purchase duties, then tests the combined 25% equity contribution against sale proceeds.Net sale equityS$1,255,000
Two-home funds neededS$665,200
Funding gapS$589,800
Decision shaperelative scale
NAVARO read
The entered sale equity covers the displayed combined equity-and-duty requirement.
03 · Calculation trail
See the number being built.
The line items use the same engine as the primary answer. Negative rows are deductions, not hidden adjustments.
01Net sale equityS$1,255,000
02Duties buying twoS$65,200
03Duties retaining oneS$272,600
04Displayed duty savingS$207,400
05Combined funds neededS$665,200