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Returns · Tool 26
Gross vs net yield
Separates headline yield from tax, maintenance, vacancy and letting costs.
Decision questionWhat does the asset yield after the costs marketing leaves out?
Rules reviewed10 Aug 2026NAVARO method basis
02 · Primary answerPasses entered checks
Net rental yield
3.13%Gross rent less the entered recurring costs, divided by purchase price.Gross yield4.16%
Annual net incomeS$46,984
Annual holding costsS$15,416
Decision shaperelative scale
NAVARO read
The cost drag removes 25% of the marketed gross yield.
03 · Calculation trail
See the number being built.
The line items use the same engine as the primary answer. Negative rows are deductions, not hidden adjustments.
01Gross annual rentS$62,400
02Property tax−S$5,000
03Maintenance / MCST−S$4,800
04Vacancy allowance−S$3,120
05Letting cost−S$2,496
06Net annual incomeS$46,984